Legal and Disclaimers

Securities and Investment Advisory Services offered by BRS Financial LLC, a Registered Investment Advisor. All accounts directly managed by BRS Financial LLC are custodianed and cleared through Scottrade Advisor Services, a business of Scottrade, Inc. Member SIPC. BRS Financial LLC is not a subsidiary of nor controlled by Scottrade Advisor Services. BRS Financial LLC does not provide legal or tax advice. Please consult an attorney and/or tax advisor for such services. AR Ins. Lic. #362574. CA Ins. Lic. #0G89332. FL Ins. Lic. #L066856.

Financial planning activities are conducted through BRS Consulting, Inc. However, no fees are charged for such financial planning activities conducted through BRS Consulting, Inc.

BRS CONSULTING IS A SEPARATE LEGAL ENTITY FROM BRS FINANCIAL, OFFERS OTHER FINANCIAL SERVICES AND PRODUCTS, AND IS AFFILIATED WITH BRS FINANCIAL LLC. SHOULD YOU HAVE ANY QUESTIONS ABOUT THE RELATIONSHIP BETWEEN BRS CONSULTING AND BRS FINANCIAL PLEASE CONTACT DAVID SIMS, PRINCIPAL AND CHIEF COMPLIANCE OFFICER OF BRS FINANCIAL LLC, AND CHAIRMAN/PRESIDENT OF BRS CONSULTING, INC., AT 501-868-8049 OR VIA E-MAIL AT DSIMS@BRS-FINANCIAL.COM.